[Decentlady]

I read some of the members here comment that they aren't charged for making a transaction through Paypal.
Why are some of us then paying a small fee per transaction?

[Doby]

It depends on the country's/bank's financial policy.
Also, when capital controls exist, PayPal cannot be used for payments.

[suny]

In fact we are paying a fat fee for Paypal transactions where as some countries pay very little. If I get $100 from somewhere they give me $94 or 95 and also deduct a fee as conversion charges apart from that. I normally get 94% of original amount but there is no alternate so I have to live with that.

[oldbuddy]

The simple answer is they are a business, not a charity providing a free service. It's the countries that charge them in some way to conduct business that make them charge fees in order to keep from losing money.

[tpicks]

Was also surprised to know that Paypal services are free in some countries had initially thought that payment received through Paypal were charged in all locations. I see this as a positive development.

[jonjenkins]

"Send or receive money between friends and family and we won’t charge you anything, unless the payment is funded by a credit card, involves a currency conversion or is a cross-border payment."

- that quote comes from here:

https://www.paypal.com/uk/webapps/mpp/paypal-fees

[shamzblueworld]

Well first of all they should be available universally, we here at Pakistan cannot even register for an account at paypal. Imagine how frustrating is that...

[blair]

Nothing will ever be free especially if you benefit from a service like Paypal. They also have their overhead to keep their business running. I am aware of their terms and so to avoid those transaction fees I make sure I hit a certain amount before I transfer my paypal money to my bank account

[RapidBlue]

My rate per withdraw to my debit is fixed 30 HRK ( ~$5), no change, every transaction. When I send money some countries don't request any fee but with some I have to pay a fee. I don't charge the recipient for a transaction fee, because I think it is wrong and I think that a sender ( client) should be the one who pays a fee.

[nela13]

I think Paypal fees are a normal thing, what I don't understand is why everytime I request a payment from an online site to my Paypal, immediately the total amount that I have in it decrease. I need to understand what is happening because this isn't normal.

[IcyFirefly]

I think Paypal fees are a normal thing, what I don't understand is why everytime I request a payment from an online site to my Paypal, immediately the total amount that I have in it decrease. I need to understand what is happening because this isn't normal.

They probably charge you a small fee for the transaction, or it could be the exchange rate between currency of your country and the US is different.

[RapidBlue]

I think Paypal fees are a normal thing, what I don't understand is why everytime I request a payment from an online site to my Paypal, immediately the total amount that I have in it decrease. I need to understand what is happening because this isn't normal.

A person who sends you money chooses you to pay a fee . This has noting to do with a currency exchanges. If your country does not allow to transfer money to your friend or a client without a fee, you will get a little field asking you to either you pay a fee , or your friend.
In my opinion it is completely unfair to charge the workers a fee.

[nela13]

I think Paypal fees are a normal thing, what I don't understand is why everytime I request a payment from an online site to my Paypal, immediately the total amount that I have in it decrease. I need to understand what is happening because this isn't normal.

A person who sends you money chooses you to pay a fee . This has noting to do with a currency exchanges. If your country does not allow to transfer money to your friend or a client without a fee, you will get a little field asking you to either you pay a fee , or your friend.
In my opinion it is completely unfair to charge the workers a fee.

Thanks @RapidBlue for this explanation, I didn't know this kind of situation could happen. You are right it is unfair charge me as worker a fee.

[chikitta]

I guess it all depends on which country you come from I bet because they are in business they have to make profits and not loses

[DreekLass]

I have always wondered if the sort of account that you have with Paypal is a factor too? Like whether you have a personal account or a business one - and if your account is verified or not.

[thisnthat]

I have always wondered if the sort of account that you have with Paypal is a factor too? Like whether you have a personal account or a business one - and if your account is verified or not.

I'm not sure. I started out with the basic account, and sometimes I was charged a fee, other times not. I have an upgraded account now, and it's verified. I still get fees sometimes. I think it has more to do with the items already noted, as well as the person or entity making the payment. Most of the sites that pay me take care of the fee, but not all.

[oldbuddy]

I have always wondered if the sort of account that you have with Paypal is a factor too? Like whether you have a personal account or a business one - and if your account is verified or not.

I can tell you it does make a difference if you have a micro-payments account ( for transactions less than $10). Then it's .05+5% or for a $1 payment you pay 10 cents, instead of the normal .30+2.9% pr 33 cents. The problem is not all countries can get one.

[DreekLass]

I have always wondered if the sort of account that you have with Paypal is a factor too? Like whether you have a personal account or a business one - and if your account is verified or not.

I can tell you it does make a difference if you have a micro-payments account ( for transactions less than $10). Then it's .05+5% or for a $1 payment you pay 10 cents, instead of the normal .30+2.9% pr 33 cents. The problem is not all countries can get one.

I had no idea that having a micro-payments account was even an option. I set up my personal account a while ago, and have not changed that or seen any other options since. I don't seem to pay fees, and I am from the UK.

[thisnthat]

I have always wondered if the sort of account that you have with Paypal is a factor too? Like whether you have a personal account or a business one - and if your account is verified or not.

I can tell you it does make a difference if you have a micro-payments account ( for transactions less than $10). Then it's .05+5% or for a $1 payment you pay 10 cents, instead of the normal .30+2.9% pr 33 cents. The problem is not all countries can get one.

I had no idea that having a micro-payments account was even an option. I set up my personal account a while ago, and have not changed that or seen any other options since. I don't seem to pay fees, and I am from the UK.

Yeah, I didn't know that was a thing. I kind of "set and forget" my account a long time ago.

Thanks for the info, Oldbuddy.

You don't get any fees? I don't get many, but I am charged a fee when I cash out Forum Coin. I'll have to check into that micro thing.

[oldbuddy]

You don't get any fees? I don't get many, but I am charged a fee when I cash out Forum Coin. I'll have to check into that micro thing.

PayPal does charge seller fees, which is why I have micro-payments to keep them low on $1 sales. Actually I have both a micro-payments and regular account