augusta wrote:I prefer to pay cash this way I will be able to control myself from buying unnecessary things because I don't even like the idea of even spending money. If I buy on credit I tend to get more than necessary.
Nsikan wrote:Yesterday, I spent so much money unnecessarily because I yielded to some inordinate desires.
I know that I lacked discipline to fall like that. It is not what I always wish to do.Abdulhamid001 wrote:Nsikan wrote:Yesterday, I spent so much money unnecessarily because I yielded to some inordinate desires.
Actually, these desires will always come and it's tempting enough to lead you to fall for it, but it's you ability to hold back that matters.
nela13 wrote:Recob wrote:To stay away from debts, you need self control at the highest level.
righ now I am debt free and I plan to stay this way, we did a great effort to pay completely our mortgage 2 years ago and since then our financial life has been improving. We need a lot of self control to have the money to pay it but it worth it.
Same as I. It even embarrasses me to take things on credit. And then also comes the uncertainty of being able to pay back. Unforseen circumstances may just be interfering in your ability to pay back.eldavis wrote:I do not own q credit card, but i normally try my best not take things on credit though.
rakski wrote:I use cash and only buy what is needed. But it is really hard.
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