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Re: When you find it hard to save.

Postby stan358 » 16 Aug 2023, 23:35

Many people do not imbibe the culture of savings because they think they do not receive good salary. But one I observe is that if you can not save with little, you will not save when you earn much money..
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Re: When you find it hard to save.

Postby SHAHID987 » 17 Aug 2023, 01:23

Nowadays it is very hard to save because the cost of living increased many folds.
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Re: When you find it hard to save.

Postby Starmix » 17 Aug 2023, 01:26

There are times that I find it hard to save. That was when I relied only on my salary. Our salary has many deductions and the net pay is not enough for the daily needs, but after having a milk tea business, I was able to save every week from the sales profit.
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Re: When you find it hard to save.

Postby astutimeliana723 » 17 Aug 2023, 05:36

Isaac wrote:The economic situation of most of the country has made it very difficult for so many people to save.


I also feel this way, the economy is difficult since the pandemic has made it difficult for me to save.
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Re: When you find it hard to save.

Postby nuella » 17 Aug 2023, 05:52

Saving is not an act that is easy to undertake. It is not fun because you have to forgo a lot of things. It takes sacrifice to be able to save. The purpose of saving must be something that passionately appeals to you.
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Re: When you find it hard to save.

Postby astutimeliana723 » 18 Aug 2023, 06:38

stan358 wrote:Many people do not imbibe the culture of savings because they think they do not receive good salary. But one I observe is that if you can not save with little, you will not save when you earn much money..


Saving must still be done even though you have a good salary, because if one day you are fired, you still have a handle on how to make ends meet.
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Re: When you find it hard to save.

Postby ptrikha21 » 19 Aug 2023, 19:21

Often one tries to save early. Yet what if supplies fall short i.e Earnings, often one might fall on Credit (Credit Cards/Loans etc).
So yes, it is hard but I have seen that Savings mechanism should not be ditched altogether.
Things might not seem fantastic early on, but savings do help in the medium to longer run.
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Re: When you find it hard to save.

Postby Kenti » 20 Aug 2023, 01:41

ptrikha21 wrote:Often one tries to save early. Yet what if supplies fall short i.e Earnings, often one might fall on Credit (Credit Cards/Loans etc).
So yes, it is hard but I have seen that Savings mechanism should not be ditched altogether.
Things might not seem fantastic early on, but savings do help in the medium to longer run.
I understand that it can happen your earnings fall. That is quite understandable. You don't stop saving but you adjust the level of your savings by reducing it to what you can conveniently do.
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Re: When you find it hard to save.

Postby augusta » 20 Aug 2023, 04:01

You are right , it doesn't even make sense when one spend before planning to save. Yes plan to save should come after saving
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Re: When you find it hard to save.

Postby Starmix » 20 Aug 2023, 06:55

There are indeed times hard to save. I experienced it by I strived hard to have at least small savings and I made it right.
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Re: When you find it hard to save.

Postby Isaac » 20 Aug 2023, 06:59

Starmix wrote:There are indeed times hard to save. I experienced it by I strived hard to have at least small savings and I made it right.
it is a very difficult thing to save at this present age and time because inflation is very high in most of the countries.
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Re: When you find it hard to save.

Postby Richie10 » 20 Aug 2023, 06:59

You would need to determine and be serious about achieving your savings goals. This can motivate you to save.
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Last edited by Richie10 on 20 Aug 2023, 07:00, edited 1 time in total.
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Re: When you find it hard to save.

Postby Ketron » 20 Aug 2023, 07:00

I acknowledge that it is not easy to save money except if you are very disciplined.
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Re: When you find it hard to save.

Postby Isaac » 20 Aug 2023, 07:02

Ketron wrote:I acknowledge that it is not easy to save money except if you are very disciplined.
it requires a lot of discipline and concentration to sabe . If you are determined to save certain amount of money from your income, then you will be able to achieve it.
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Re: When you find it hard to save.

Postby Ketron » 20 Aug 2023, 07:04

Determination is very important and it will go a long way to save whenever it is the right time to do it.
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Re: When you find it hard to save.

Postby Nsikan » 20 Aug 2023, 10:38

I think when you set goals and are passionate about what you want to achieve with your savings, you can easily find the motivation to save b
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Re: When you find it hard to save.

Postby ptrikha21 » 20 Aug 2023, 10:51

Kenti wrote:
ptrikha21 wrote:Often one tries to save early. Yet what if supplies fall short i.e Earnings, often one might fall on Credit (Credit Cards/Loans etc).
So yes, it is hard but I have seen that Savings ... medium to longer run.
I understand that it can happen your earnings fall. That is quite understandable. ....


Yes we need to be flexible but pickup whatever Savings way we can go for.
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Re: When you find it hard to save.

Postby Presh » 21 Aug 2023, 05:44

When you find it hard to save, you need to draw in your inner strength to pay deaf ears to whatever concerns that is keeping you from saving.
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Re: When you find it hard to save.

Postby aovurevu » 21 Aug 2023, 06:22

Isaac wrote:
Ketron wrote:I acknowledge that it is not easy to save money except if you are very disciplined.
it requires a lot of discipline and concentration to sabe . If you are determined to save certain amount of money from your income, then you will be able to achieve it.

It takes determination and consistency to build up and habit including saving too, you know the joy of saving when you need money urgently and you are able to get it without borrowing.
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Re: When you find it hard to save.

Postby astutimeliana723 » 21 Aug 2023, 11:41

Indeed, there are times when it is difficult for us to save because of unstable financial conditions, to get through those times we should avoid being wasteful, if you are unable to save, at least don't owe anything that is not important.
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