[Fidelia]

Being burdened with large debts can have a detrimental impact on one's ability to retire comfortably, that is true. When someone carry substantial debt, they often find themselves allocating a significant portion of their income towards debt repayment, leaving little rooItm for saving and investing for retirement.

It is true that anyone owing debts won't be able to save. I have been there before. Kept making money but most went into paying debts that I struggled to even survive every month.

[Chosen76]

I don't always like been in debt because it's will be hard for me to repay back. So I decided to be contented, and also to manage whatever I have. Living on my budget. And there's a lot of benefits from it.

[eldavis]

Most of us today are not able to save due to the many debts we need to sort out. If we can figure out a way to reduce these debts.

[Tinni]

I have seen what debts has done to me. I took a loan to pay my house rent and my salary was slashed but I still had to pay the debts. During that period, I wasn't able to eat quality food because I had debts to pay.

[Presh]

I try to pay for everything I want to buy n I don't like to get anything on credit. It reduces your bargaining power when you take things on credits.

[King Belieal]

It is best to make sacrifices and pay your debts. It helps a long way in achieving financial freedom if you can stay debts free.

[JASPREET]

Thankfully I was never in debt but I know many that are under debt and am sure they are facing so many issues in life so they should do something to be debt free and need to work hard for that

[Uty Theo]

The only thing is that I don't have an ounce of pity for those that are in debts for wishful spending. It is emergency alone that should cause someone to owe.

[Treborika]

Debt is the worst enemy for my financial progress for instance.I will try as much as l can to clear up my debts.

[Fidelia]

I had relatives that were in debts and I saw how frustrated they were financially. Made up my mind long time ago to stay debts free.