by Yugocean » 14 Jan 2023, 11:24 You must have created an emergency fund in your savings, but you hardly defined "emergency" in it. There are many people who make a budget for any of their purchases, but after it is over, consider any expenditure as necessary and use the emergency fund in it. They learn about this mistake only in a real emergency.
Keep your emergency fund defined. You are the government of your household, but the household will be run with integrity, not scam, so like every budget, it should determine where and how the emergency fund is to be used. Basically, it should be used only when you reach the limit of necessity.
