[Yugocean]

You must be maintaining a diary to track your various expenses. But sharing a diary with your acquaintances is an art. This is something many people shy away from, so share only with those closest to you. Check together; by doing so, you will also come to know where your money is being spent in vain and how much improvement is required.

[Starry]

I think one important aspect of money management is to keep track of your expenses and reviewing them periodically. This helps you to stay in control of your finances. It helps identify and reduce unnecessary expenses and spend on things that are necessary.