[Yugocean]

You must have been confused after reading the title and started thinking, "What is he saying?" But the title is correct; now read the content.
I always say don't use a credit card, but in an emergency, an advance may be required, and you may need to take out a small loan from the bank, so a credit card is the simplest solution.

Credit cards save you from meeting any loan requirements by giving you a grace period. They also give you some discounts and cash back. Although this is all a trick of the market, you can use it to your advantage in an emergency.

Credit cards are only useful until you need advance in case of an emergency; don't make them a requirement for shopping.

[Vehlijanta]

Credit cards are not bad if u pay all instalments on time.

[nela13]

There are some credit cards that have some benefits, like cash back, extra discount or even miles to fly but we should always see if the benefits overcame the interest we pay.
It can be a solution but only to be used once in while.

[augusta]

Yes credit card can be very useful in an emergency you would understand the need of it at that time

[JASPREET]

Credit cards have so many disadvantages and most people look at these only but we should look at the advantages too and this is one of the advantage that we can pay after 45-50 days

[Pistis]

Credit card interests are cheaper than taking loans from all these lending apps.

[Vehlijanta]

Credit card can finance your day to day operations at a small fee so it's also useful.

[Sunky]

Credit cards are not functional in my country. But I feel if it's possible to not own a credit card, you should stay away from it. Anything debts doesn't go down well with me.

[nela13]

Credit card can finance your day to day operations at a small fee so it's also useful.

We don't actually need to pay the fee, if you pay all your credit card by the end of the month then there is no fee, at least that is what happens in my bank.

[Uty Theo]

Credit card can finance your day to day operations at a small fee so it's also useful.

We don't actually need to pay the fee, if you pay all your credit card by the end of the month then there is no fee, at least that is what happens in my bank.

That means the credit card system in your own country is not exploitative.

[JASPREET]

Most credit card companies have this offer where we can get the fee waiver if we spend as per their requirements or target