[Yugocean]

An essential step in saving is to build your budget only after safekeeping taxes yourself from taxable income as soon as you receive the money.
If you think that with the money you have received, you can start both household budgeting and necessary savings, then it should not become a problem for you at the time of income tax payment.
Suppose your income is taxed at 30%; you set aside 30% of your income every month in advance and make your budget from the remaining 70%. At the time of tax payment, you will not have to do a lot of headaches for this; only exemptions, etc. will have to be obtained, the rest of the payment will be with you, and the interest you will get from its deposit is yours.

[Xynehappy]

This is quite a pretty nice idea. Deduction of the taxes and savings in advance can really eradicates the hustles of making a constrainted budget.

[augusta]

Yeah this will help you even to reduce your spending as well and money is also saved in the process. So many ways of creatively saving money we just have to think