[Vehlijanta]

Loan is not always bad and there are times when you need to take loan for things you like to own for example Your own house or Car and if you have good credit score then you can expect easy Loan process, less time will be taken and Loan will be at favorable terms.

[Tinni]

Keeping your credit score healthy can help you get financial intervention when you desperately need it.

[Nsikan]

Some people have borrowed money from online loan apps. Some of them are very genuine and regulated by the government. People borrow from there and refuse to pay back. They don't know that they are bastardizing their credit score which might affect them in future.

[cmoneyspinner]

My credit has been bad for so long I don't even care any more. Fortunately, I have hardly any debt anyway.

[Xynehappy]

I agree with you on this. When your credit score is good you can save the money on paying the credit bureau for clearance certificates and all the staffs.

[King Belieal]

A friend of mine was asked not to pay security deposit by the landlord for a house he just rented because his credit score was very high. A high credit score is a mark of integrity and could afford you great financial opportunities.

[Presh]

So many people I know can't ever get credit to save their lives because their credit score is damaged beyond repairs.

[Fidelia]

Your credit score gets bad when you take loans and fail to pay. That's why they always say that If you are not sure that you can payback a loan, don't take it.

[Kalayla]

In as much as I would love to maintain a healthy credit score, I just want to keep it for other benefits like reduced insurance premium, and not for loans.